YWCA 2012 Annual Report
YWCA Annual Report Home History and Mission Enriching Families Empowering Women Eliminating Racism Gifts Financials

Discovering Financial Security at Any Age


821 adults learned skills to help increase their savings, better their credit score, and manage debt




YWCA helps vulnerable families achieve financial stability by helping them learn and practice new skills to increase savings, raise credit scores, and successfully manage debt. Through general education and individual coaching, families are able to establish new habits that result in improved financial wellness and emotional well being. Families are able to plan for the future and weather unanticipated expenses or a loss in income.



Controlling Cash Flow


At age 51, Central West attended her first financial literacy workshop. She learned about envelope budgeting – a system for managing cash and flexible expenses and applied it to her finances. Now when she shops, she has money left over. She finally found a way to manage her cash flow and limit her spending and is committed to furthering her financial literacy.


"As someone that lives on a fixed income, this is an incredibly invaluable workshop because it taught me to save for the first time in years. It made a huge impact in our lives and really provides me with some peace of mind."

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